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Banks and insurers

Credit scoring falls within Annex III. Fraud detection may not, depending on how it is used. In most environments that line runs somewhere through the same system.

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Production

A scheduling algorithm in SAP carries limited obligations. The same model used as a safety component moves into a different category.

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Transport and logistics

Optimising routes is one thing. Assessing how drivers drive is workforce management, and falls within Annex III if it feeds decisions about the people concerned.

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Recruitment

Ranking CVs falls within Annex III. That applies even where the software comes from a supplier: the obligations remain yours.

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Government

Deciding on access to services falls within Annex III. For public bodies, a fundamental rights impact assessment applies in certain cases.

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Hospitals

Emergency triage falls within Annex III. AI embedded in a medical device follows a different route, under the product safety regime, with obligations applying from 2 August 2028.

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Education

Admissions, assessment and exam proctoring fall within Annex III. The administration around them usually does not.

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The legal qualification in every audit report is provided by the affiliated lawyers, acting in their own name and under their own professional indemnity insurance.